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Workers' Compensation

We’re changing the way America’s Businesses pay for workers’ compensation insurance.

No Deposit Workers’ Compensation

When you pay-as-you-go with Granite’s E-COMP program, you’ve simplified the way you pay for your workers’ compensation insurance. You remove the requirement to make the annual down payment or deposit and your premium payments are based on your actual payrolls instead of estimates.

It’s a fresh new way to pay your workers’ compensation premiums, simple, easy, awesome.

We shop for the best price

CoverEase + E-COMP does workers’ compensation better than all the rest.  Compare and save, with access to 50+ A rated insurance companies, our technology with our team of pay-go experts will find you the best coverage at the right price.

No More Deposits

Never pay a deposit or a down payment again through Granite’s E-COMP Program.  There’s no upfront premium payment needed to start your coverage either.

No More Estimating Payrolls

​With Granite’s E-COMP program, put away your crystal ball, because you’ll never need to project what your annual payroll “might” be. Instead, your premiums are based on your actual payroll at each pay period, which spreads your premiums payments throughout the year.

No More Checks to Write

Forget about worrying about writing premium checks or if your payment was received “on time” by your insurance company because through Granite’s E-COMP program, we’ve leveraged secure technology to make sure your premiums are on time every time.

Minimal or no audit adjustments

Do we need to remind you how painful your workers’ compensation audit process is every year? With CoverEase + E-COMP, your audit process is simplified and your financial exposure is greatly reduced because you pay workers’ compensation premiums as you pay your humans.

Business Insurance Dream Team

PROVIDES ROCK SOLID INSURANCE PROTECTION

​Insurance services provided by Business Insurance Dream Team and its licensed agents and affiliates. The information contained within these materials are confidential and not to be distributed. Descriptions are general in nature only. Please refer to the terms and conditions of policies offered or purchased. Insurance products are subject to application and underwriting requirements. Pricing depends on a variety of factors including policyholder location. Not all discounts available in all states. Not all products available in all states. Use of and access to this information, site or any of the links contained within this site does not create a relationship between the user and Business Insurance Dream Team. © 2025 Business Insurance Dream Team. All Rights Reserved.

Granite Insurance Brokers

360 Lindbergh Avenue

Livermore, CA  94551

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License # 0C41366

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