Do I need Life Insurance?

If something happens to you, your loved ones don’t just lose you—they also lose your income, on top of everything else you provide. If you provide financial or caregiving support to someone, it’s essential to make sure they would be taken care of if they lost you.

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When should I get Life Insurance?

Because Life Insurance rates increase as you get older, applying sooner means you can lock in your lowest possible rate. With that said, there are several milestones in life when you should reevaluate the coverage you have—or get some for the first time—to make sure you’ve got everything covered. These milestones include:

• Business Succession / Key man

• Starting a business

• Planning for retirement

• Getting married

• Having a child

• Buying a home

• Taking on debt, like student loans

• End of life planning